Net Worth Percentile Calculator by Age

Select Age Group: Enter Your Net Worth (in CAD):

Here’s a comprehensive table covering net worth percentiles by age, showing the levels needed to be within different wealth percentiles in the U.S., based on recent data. This table includes details on what’s considered a good or wealthy net worth for each age group, helping to understand relative net worth positions.

Age Group	Net Worth Required for Top 10%	Net Worth Required for Top 5%	Net Worth Required for Top 1%	Median Net Worth	Typical Good Net Worth	Wealthy Net Worth
Under 35	$250,000	$500,000	$1,000,000	$14,000	$50,000 - $100,000	$500,000 - $1 million
35-44	$500,000	$1,200,000	$2,500,000	$91,000	$250,000 - $500,000	$1 million - $2 million
45-54	$1,000,000	$2,000,000	$4,000,000	$168,000	$750,000 - $1 million	$2 million - $4 million
55-64	$1,500,000	$3,000,000	$6,000,000	$213,000	$1 million - $2 million	$3 million - $6 million
65 and Older	$2,000,000	$3,500,000	$7,500,000	$266,000	$1.5 million - $3 million	$5 million+

Key Terms Explained

Net Worth Percentiles: These indicate where a person’s net worth ranks compared to others in their age group.
- Top 10% means the top 10 percent of wealth holders within that age bracket.
- Top 5% indicates even higher wealth, generally seen as affluent or high-net-worth.
- Top 1% is typically reserved for ultra-high-net-worth individuals within each age group.
Median Net Worth: This is the midpoint of net worth for each age group, showing the average financial position. Half of the individuals in that age group have net worths below this amount, and half have more.
Typical Good Net Worth: This is a broad range considered financially sound for each age group. It indicates good financial health, representing solid savings and investments.
Wealthy Net Worth: This is the net worth level commonly seen as “wealthy” within each age group, providing financial freedom and a high standard of living.

FAQs

What is the net worth of the top 5% of Americans?
To be in the top 5% of Americans by net worth, an individual typically needs a net worth of around $2.5 million or more, though this figure can vary depending on economic trends and market conditions.

How much net worth do you need to be in the top 10% in the USA?
To be in the top 10% of net worth in the U.S., you generally need a net worth of around $1.2 million to $1.5 million.

What percentile is a $3 million net worth?
A $3 million net worth places an individual in roughly the top 4% of net worth holders in the U.S., potentially even higher depending on the age group.

What is the top 1% net worth by age?
The net worth required to be in the top 1% varies by age:

Under 35: Over $1 million
Ages 35-44: Approximately $2.5 million
Ages 45-54: Around $4 million
Ages 55-64: Over $6 million
Ages 65 and older: Over $7.5 million

What is the net worth of the top 2% in the USA?
To be in the top 2%, individuals need a net worth of approximately $2.5 million to $3 million.

What net worth is considered rich in the USA?
A net worth of $2 million or more is generally considered “rich” in the U.S., though in high-cost areas, this threshold can be higher.

What percentage of retirees have $2 million dollars?
Only a small percentage of retirees, about 5%, have a net worth of $2 million or more.

What is the average age to reach a $1 million net worth?
The average age to reach a $1 million net worth varies, but in the U.S., most people who reach this milestone do so by their early 50s, though many financially disciplined individuals achieve it earlier.

What net worth is considered wealthy in the UK?
In the U.K., a net worth of around £1 million to £2 million is typically considered wealthy, though this can be higher in London and other major cities.

Is $3.5 million net worth considered wealthy?
Yes, $3.5 million is widely considered a wealthy net worth, as it allows for substantial financial freedom and flexibility.

What is a respectable net worth?
A “respectable” net worth depends on age and location but is often considered to be around $500,000 to $1 million for individuals in their 40s and 50s.

Is $8 million enough to retire?
Yes, $8 million is usually enough to retire comfortably, supporting a luxurious lifestyle with sufficient savings for healthcare, travel, and unexpected expenses.

What net worth is upper class?
In the U.S., a net worth of $2 million or more typically places an individual in the upper class, particularly if this includes assets beyond primary residences and personal property.

What is the top 1% net worth in the U.S.?
To be in the top 1% of net worth in the U.S., an individual generally needs over $10 million, though this varies by age and region.

What is the richest 1% net worth in the U.K.?
In the U.K., the top 1% has a net worth of approximately £3 million to £5 million.

What is a good net worth at 55?
A good net worth at age 55 is often considered to be at least $1 million to $2 million, which supports retirement planning and financial security.

What salary is considered rich in the USA?
In the U.S., an income of $200,000 or more per year is often considered “rich,” particularly in lower-cost areas. However, in high-cost cities, $300,000 to $400,000 per year may be considered wealthy.

How many people have a $5 million net worth?
About 1% to 2% of Americans have a net worth of $5 million or more, often including business owners, high-income professionals, and experienced investors.

Is $2 million a good net worth?
Yes, $2 million is generally considered a strong net worth, sufficient for a comfortable retirement and a degree of financial security.

How many people in the U.S. have a net worth of $2 million?
Approximately 8% to 10% of Americans have a net worth of $2 million or more.

What is considered rich in the U.K.?
In the U.K., a net worth of £1 million or more is typically considered “rich,” though this figure is higher in major urban areas.

Is $7 million enough to retire at 60?
Yes, $7 million is usually more than enough to retire comfortably at age 60, providing flexibility for travel, healthcare, and leisure.

Is $2 million enough to retire in the U.K.?
Yes, £2 million is generally enough to retire comfortably in the U.K., supporting a good quality of life in most areas.

How old is your average millionaire?
The average age of millionaires is between 55 and 65, with many reaching this milestone through consistent saving and investment.

What is a good net worth by age?

Under 35: At least $50,000 to $100,000
Ages 35-44: Around $250,000 to $500,000
Ages 45-54: Approximately $750,000 to $1 million
Ages 55-64: $1 million to $2 million
Age 65 and older: $2 million or more

Is £100,000 in savings a lot in the U.K.?
Yes, £100,000 is a significant amount of savings, representing a solid financial foundation in the U.K.

How rich are the top 10% in the U.K.?
In the U.K., the top 10% typically have a net worth of around £700,000 to £1 million or more.

How rich is the average British individual?
The average Briton has a net worth between £200,000 and £300,000, though this varies significantly by age and region.

What is the top 5% net worth in the U.S.?
To be in the top 5% of net worth in the U.S., an individual typically needs around $2.5 million or more.

What is considered high net worth in the U.K.?
In the U.K., a high net worth individual is typically defined as having assets over £1 million, excluding primary residence.