Monthly Living Expenses Calculator
Here’s a comprehensive table of monthly living expenses that you need to know:
| Category | Expense Item |
|---|---|
| Housing | Rent or Mortgage Payment |
| Property Taxes | |
| Homeowners/Renters Insurance | |
| Home Maintenance and Repairs | |
| Utilities | Electricity |
| Gas | |
| Water and Sewer | |
| Internet | |
| Cable/Streaming Services | |
| Transportation | Car Payment |
| Auto Insurance | |
| Fuel | |
| Public Transportation Costs | |
| Vehicle Maintenance | |
| Food | Groceries |
| Dining Out | |
| Healthcare | Health Insurance Premiums |
| Prescription Medications | |
| Doctor Visit Copays | |
| Personal | Cell Phone |
| Clothing | |
| Personal Care Items | |
| Gym Membership | |
| Debt Payments | Credit Card Payments |
| Student Loan Payments | |
| Personal Loan Payments | |
| Savings | Emergency Fund Contribution |
| Retirement Savings | |
| Childcare | Daycare or Babysitting |
| School Supplies | |
| Extracurricular Activities | |
| Entertainment | Movies/Theater |
| Hobbies | |
| Subscriptions | |
| Insurance | Life Insurance |
| Disability Insurance | |
| Miscellaneous | Pet Expenses |
| Gifts | |
| Charitable Donations |
This table covers the most common monthly living expenses across various categories123. When creating your budget, it’s important to customize this list based on your specific lifestyle and financial situation. Some expenses may not apply to you, while you might have additional expenses not listed here. Remember to review and adjust your budget regularly to ensure it remains accurate and effective in managing your finances.