S&P 500 30-Year Return Calculator
Here’s a comprehensive overview of the S&P 500’s 30-year historical performance, including its average annual returns, key factors influencing the performance, and notable events.
S&P 500 30-Year Return Overview
| Year Range | Average Annual Return (%) | Cumulative Return (%) | Key Factors/Events |
|---|---|---|---|
| 1993 – 2023 | ~9.88% | ~1,086% | Tech boom, 2008 Financial Crisis, COVID-19 pandemic recovery |
| 1993 – 2003 | ~6.18% | ~74% | Dot-com bubble burst, post-9/11 recovery |
| 2004 – 2014 | ~7.58% | ~91% | Economic recovery, quantitative easing, improving job market |
| 2015 – 2023 | ~13.03% | ~126% | Bull market, tech stock growth, low-interest rates |
Key Points to Consider
- Volatility: The S&P 500 has experienced significant volatility during this period, particularly due to economic cycles and major global events.
- Dividends: Total return calculations typically include dividends, which significantly contribute to overall performance.
- Inflation Impact: Returns may be lower when adjusted for inflation, which can erode purchasing power over time.
- Long-Term Investment: Historically, the S&P 500 has been a strong performer over long periods, making it a popular choice for long-term investors.